en-us Foolproof CUHQ - Virginia Beach Schools Federal Credit Union http://cuhq.foolproofonline.info/vbsfcu/ A youth website to engage young people in consumer issues. Fri, 24 May 2013 00:15:32 -0500 Fri, 24 May 2013 00:15:32 -0500 Copyright 2002-2013 FoolProof Financial Education Inc. niels@foolproofhq.com http://cuhq.foolproofonline.info/vbsfcu/ Foolproof CUHQ - Virginia Beach Schools Federal Credit Union /common/cu_files/5.jpg 60 60 Foolproof CUHQ - Virginia Beach Schools Federal Credit Union The Crowdfunding Phenomena http://cuhq.foolproofonline.info/vbsfcu/articles/crowdfunding/ <p>What is crowdfunding? And what does it have to do with you? Perhaps nothing, or perhaps just not yet, but we think it's important enough for you to know about.</p> <p>Though crowdfunding is regulated by the government, there are a couple of dangers you need to be aware of.</p> Articles / Scams Aimed At You Sun, 07 Apr 2013 12:55:08 -0500 A Smart Head Start on College http://cuhq.foolproofonline.info/vbsfcu/articles/taking-college-level-courses-in-high-school/ <p><strong>Taking College Level Courses in High School</strong></p> <p>If college is on your radar in the next few years, now's the time to start thinking: How can I increase my chances of graduating on time, if not earlier? How can I reduce the amount of loans I'll have to repay after graduating? How can I give my self a head start finding a job or career I love?</p> Articles / Preparing for College Mon, 04 Mar 2013 05:40:39 -0600 Have You Taken The Gullibility Test? http://cuhq.foolproofonline.info/vbsfcu/articles/the-gullibility-test/ <p>"Easily duped or cheated" is one dictionary's definition of "gullible." I bet that is one phrase you don't want to be associated with, right? </p> <p>Guess what? Data defining you as gullible may already be attached to you like glue. If it is, your gullibility definitely determines ...</p> Articles / Smart Money Tips Mon, 04 Feb 2013 12:25:36 -0600 Safely Navigating Credit Card Land http://cuhq.foolproofonline.info/vbsfcu/articles/where-to-get-your-credit-card/ <p><strong>Do you like your money?</strong></p> <p>If you do, "<strong>where</strong>" you get your credit card is one of the most important money decisions you will make in your life. Here's a little navigation help.</p> Articles / Money Cards Thu, 10 Jan 2013 03:02:15 -0600 The Big Burden: Student Loans http://cuhq.foolproofonline.info/vbsfcu/articles/student-loans/ <p>College should be the experience of a lifetime! Not to mention, the concept that a college education can increase your income potential for life. Excellent. But, if you have to borrow money to pay for college; you may be setting yourself up for decades of debt.</p> <p>These tips will help you cut down your future college debt.</p> Articles / Preparing for College Wed, 02 Jan 2013 01:29:40 -0600 New iPhone For Christmas… http://cuhq.foolproofonline.info/vbsfcu/news/phone-contract-from-mom/ <p>On Christmas Day 13 year-old Gregory unwrapped his presents. To his delight his parents had bought him a shiny new iPhone. However, before Gregory could turn it on and start using it he had to sign an 18-point contract laid out by his mom.</p> News Tue, 01 Jan 2013 01:29:40 -0600 Under 30? Ever Feel Stressed Over Money? http://cuhq.foolproofonline.info/vbsfcu/articles/solo/ <p><strong>Can you relate to any of these realities?</strong> You're short on cash... constantly. You frequently borrow money from people. You're worried about your future in the current economy. You owe too much on your credit card. You're thinking about moving back in with your parents.</p> Articles / Will This Happen To You Sat, 03 Nov 2012 05:51:13 -0500 Emily Driscoll http://cuhq.foolproofonline.info/vbsfcu/about/emily/ <p>Emily Driscoll holds a double Bachelors degree in French and journalism from Miami University in Oxford, OH. After interning for the Fox News Channel Washington D.C. bureau as a senior in college and working for a private investment and banking group at Merrill Lynch after graduation, Emily began writing for the personal finance and small business sections on FoxBusiness.com.</p> About Fri, 12 Oct 2012 08:15:51 -0500 Your Credit Sore... Errr, Score! http://cuhq.foolproofonline.info/vbsfcu/articles/your-credit-score/ <p>Monitoring credit scores on a regular basis is a very smart thing for every consumer to do.</p> <p>Has FreeCreditReport.com got a bargain for you! I am 99.9% sure that you have heard of freecreditreport.com. Am I right? You've probably seen or heard the company's catchy commercials.</p> Articles / Scams Aimed At You Tue, 02 Oct 2012 04:01:07 -0500 Scambusters! http://cuhq.foolproofonline.info/vbsfcu/articles/scambusters/ <p>There are millions of scams out there. They arrive by many avenues...the web, mail, phone, text messages and even in person. They rip you off, steal your money, hurt your credit and cause major irritation. And they are aimed at all of us...any age.</p> Articles / Scams Aimed At You Sun, 02 Sep 2012 14:18:47 -0500