Can a 5 year-old be $30k into debt? Have a mortgage, a car payment, and 4 credit cards? Unfortunately, yes. Starting at birth, tens of thousands of children fall victim to ID theft. And at times it's not strangers stealing their identity--it's someone in their own family!

Free downloadable programs can be quite useful.

In the next article you will find a small selection of software downloadable from the Web.

Whether your wheels are brand-new, a used vehicle new to you, or a ten-year-old family hand-me-down, maintaining your vehicle properly can keep it running trouble-free and looking good.

Taking a few minutes and a few dollars to treat your ride right can save you lots of money.

Okay, this article is packed with ways to prioritize your spending and save money creatively. But what if you're reading this article too late? What if you're already in deep trouble when it comes to money?