Can a 5 year-old be $30k into debt? Have a mortgage, a car payment, and 4 credit cards? Unfortunately, yes. Starting at birth, tens of thousands of children fall victim to ID theft. And at times it's not strangers stealing their identity--it's someone in their own family!

Higher education, or education after high school, covers more than college. It includes technical/vocational training, military training, and other types of career training. The Internet can help you explore these various options.

Are you looking for software? There's loads on the World Wide Web. But it's a mess out there. If you've ever been to a download site, you know what can happen.

The good news: there's nothing better than getting your first vehicle! Everybody remembers that moment.

The really scary news...